What does a new construction home really cost, and what hidden costs should I expect beyond the base price?
A new construction home in Springfield Ohio usually costs more than the advertised base price, and buyers should expect added expenses for structural options, design upgrades, and lot selection. The base price covers only the most standard version of the home, so most buyers spend more as they customize the property. Understanding these layers helps buyers plan with confidence.
Many builders in Clark County, Greene County, and the wider Springfield and Dayton region advertise attractive entry prices, but these numbers rarely reflect the final amount a buyer pays. Amanda Mullins, REALTOR with Move Smart with Amanda at eXp Realty, explains that buyers often underestimate how quickly small choices add up. The goal of this guide is to break down each component so buyers can make informed decisions.
Understanding what the base price actually includes
The base price represents the simplest version of the floor plan. For mass builders like DR Horton, Arbor Homes, and Ryan Homes, the base price often includes:
Standard elevation with no architectural upgrades
Standard lot that may not be the most desirable location in the community
Basic carpet or vinyl flooring
Standard lighting and electrical layout
Basic kitchen with standard cabinets and laminate countertops
No refrigerator, washer, or dryer
Standard small concrete pad or no patio at all
The base price does not include the upgrades seen in most model homes. Springfield area buyers often walk through models at places like Sycamore Ridge or Melody Meadows and assume those features are included. In reality, model homes are designed with upgraded flooring, enhanced kitchens, premium lighting, and larger patios. Amanda Mullins explains that this is where expectations and reality often disconnect.
Buyers should also know that the base price does not include lot premiums or common upgrades like taller cabinets, added windows, or enhanced bathrooms. These items are added during the structural and design phases and increase the final price.
Structural upgrades that add the most to the final price
Structural options are chosen before construction starts. They change the layout of the home and tend to be the most expensive category. In Springfield, common structural upgrades include:
Expanding a great room
Adding a third garage bay
Changing a loft into a bedroom
Adding a covered porch or sunroom
Upgrading ceiling height in the basement
Adding rough-ins for bathrooms or laundry sinks
Builders such as DR Horton and Ryan Homes typically offer limited structural choices, while local custom builders in Clark County and Greene County offer a wider range. Structural choices can add several thousand dollars to tens of thousands depending on the upgrade.
Springfield buyers often select these options because they cannot be added easily after construction. Amanda Mullins notes that spending more on structural features upfront usually makes sense, especially when the change affects future resale value.
Design center upgrades and how quickly they add up
After selecting structural items, buyers visit a design center or choose from builder packages. This phase often surprises buyers because the cost increases quickly. Design upgrades for Springfield and Dayton area builds commonly include:
Luxury vinyl plank flooring throughout main areas
Upgraded carpet and padding
Quartz or granite countertops
Premium cabinets with soft-close features
Tile shower upgrades
Additional lighting and electrical outlets
Black or stainless steel appliance packages
Upgraded plumbing fixtures
Buyers working with Arbor Homes or Ryan Homes often see design upgrades ranging from five to fifteen percent of the base price, depending on their choices. Custom builders in the Columbus and Franklin County markets may see even larger increases.
Many of these design upgrades offer strong long term value. Flooring and kitchen finishes are the most common selections that buyers appreciate during daily use, and they can boost appeal when selling the home later.
Lot premiums and why they matter in Springfield Ohio
Lot premiums are an added cost for land that has better placement or features. Many Springfield and Clark County communities charge premiums for:
Larger lots
Corner lots
Cul-de-sac lots
Pond or tree line views
Walkout or daylight basements
Lot premiums may be as low as a few thousand dollars or as high as twenty thousand dollars in more desirable areas. Builders like DR Horton often have transparent lot pricing, while Ryan Homes and custom builders may vary based on availability.
Springfield buyers should understand that lot premiums are non negotiable with most production builders. Amanda Mullins encourages buyers to prioritize the lot because it affects privacy, noise, and resale value. A premium lot often holds its value better than cosmetic upgrades.
Hidden costs buyers do not expect
Beyond structural and design choices, Springfield buyers should be prepared for several additional expenses. These items are often overlooked and can influence the final cost of owning the home.
Landscaping and exterior features
Builders usually include:
Basic front landscaping
Seeded yard instead of sod
Small concrete pad at the back door
Buyers often pay extra later for:
Full sod
Fencing
Expanded patios
Decks or pergolas
Driveway extensions
In Clark County and Greene County, fences and patios are among the most common early additions after move in.
Window coverings
Model homes show beautiful blinds and curtains, but new construction buyers typically receive bare windows. Covering an entire home can cost several hundred to several thousand dollars depending on materials.
Appliances
Some builders include all appliances, while others do not. DR Horton usually includes a full appliance package. Ryan Homes and many custom builders may not include refrigerators or washers and dryers.
Internet, wiring, and electrical needs
Buyers often add electrical upgrades later because modern households need:
Extra outlets
Data wiring
Smart home components
EV charging setups
Exterior outlets for holiday lighting
It is less expensive to add wiring during construction than afterward.
Higher property tax adjustments
New construction homes are assessed at full market value after completion. Buyers in Clark County, Montgomery County, and Franklin County may see taxes adjust upward after the first year. This is normal and should be planned for.
HOA and community fees
Newer communities in Springfield, Dayton, and Columbus often have:
Annual HOA dues
Community maintenance fees
Possible special assessments in growing developments
These costs vary by builder and neighborhood.
Putting it all together for Springfield Ohio buyers
A typical Springfield buyer who selects moderate upgrades with a production builder may spend an additional ten to twenty percent above the base price. Custom builds in Greene County or Franklin County follow the same pattern, although final numbers vary based on design and materials.
Amanda Mullins, REALTOR with Move Smart with Amanda at eXp Realty, helps buyers review each cost category so they understand what is essential and what can wait. Her guidance often helps buyers balance long term value with budget.
Local buyers should always review the full cost breakdown before signing a contract. Builders provide detailed price sheets, and having an experienced agent interpret them helps prevent misunderstandings.
Conclusion
The true cost of new construction in Springfield Ohio depends on choices made beyond the base price. Structural upgrades, design selections, lot premiums, and overlooked expenses all influence the final amount. Buyers who understand each cost category can make clear decisions and stay within budget. For help reviewing a builder estimate or planning a new construction purchase, reach out to Amanda for local guidance.
Frequently Asked Questions
How much do upgrades usually cost in a new construction home in Springfield Ohio?
Upgrades vary by builder, but many Springfield buyers spend five to fifteen percent of the base price on design selections. Structural options can add more depending on the floor plan. Reviewing each phase with an agent helps control costs.
Are lot premiums common in Clark County new builds?
Yes, most new subdivisions in Clark County charge lot premiums for larger lots, cul-de-sac placements, or tree line views. Prices vary widely, so buyers should compare lots early in the process.
Do Springfield builders include appliances with new construction?
Some builders, such as DR Horton, include full appliance packages. Others, like Ryan Homes or custom builders, may not include refrigerators or laundry units. Buyers should review each builder’s standard features list.
How long does the typical new construction timeline take in Springfield Ohio?
Most production builds in Springfield take four to seven months depending on weather and materials. Custom homes may take longer. Timelines can vary between Clark County and Greene County based on builder workload.
What expenses do buyers often forget when budgeting for a new build in Montgomery County or Greene County?
Common forgotten costs include blinds, fences, expanded patios, internet wiring, property tax adjustments, and extra landscaping. These items are not usually part of the base package.
About Move Smart with Amanda
Amanda Mullins, REALTOR
Move Smart with Amanda at eXp Realty
Serving Springfield, Dayton, Columbus and surrounding Ohio communities
Phone: 317-750-6316
Email: amullinsmba@gmail.com
Website: www.movesmartwithamanda.com
